Tailored Payments Solutions
HIGH THROUGHPUT SYSTEM ADAPTABLE TO ANY BUSINESS CASE
Customisable payment processing system supporting any money circulation scenario
Billon’s DLT we provide instant settlements between peers, with multiple cash-in and cash-out options and instant commission transfer “on way” to the partner.
Segregated account with automated payouts and a possibility of blocking funds to handle after-service payments or automatic refunds with event triggers.
We can adapt our solution to any type of business model in any type of environment (e-commerce, m-commerce, apps, marketplaces, services on-demand, booking platforms, crowdfunding, incentives, payouts and more)
(buying from multiple shops, using multiple services like VOD)
(B2B, B2C, C2C)
(splitting payment for travel or buying merchandise/services for multiple users from multiple retailers, like company benefits programmes)
(crowdfunding, car sharing, buying gifts)
Business benefits (Partner)
User benefits (Payer)
User benefits (Payee)
How It Works
- Our technology is based on transactional platform, mobile application and web panels for partners and merchants.
- We integrate through API – payers can cash-in with credit / debit card or bank transfer, payees can cash-out to bank account or our mobile lite account using a payout panel.
- Users can receive cashbacks / rewards on a user account provided by partner, on our mobile lite account or directly to their bank account.
- Holding balance on segregated account (panel for merchants and application for end-users)
- Collecting funds from multiple users (individual or business)
- Peer-to-Peer (direct) transactions between users – Partner doesn’t need to mediate in transaction
- Instant money transfer to any participant
- Transferring commission to partner “on way”
- Sending funds to multiple users (individual or
- Granting cashbacks or rewards instantly after
- Blocking funds to enable easy return of goods with instant refund
- Money circulation model is being built based on
business processes, not otherwise
- Possibility of implementing cards into solution (for cashbacks, paying in POS)
- Ability to cash-out from ATM
Incentives, Gifts, and Loyalty Payments
Link payments to tokenized rewards for better personalization and traceability in order to eliminate the pre-paid cards, vouchers, and other partial and expensive solutions which lack proper accounting control
Claims Handling and Payout Obligations
Digitally transform processes to capture data and validate beneficiary identities to streamline the end-to-end proces of settling small claims, payout benefits obligations, and settle versus a contract
eMerchant Services and eGaming
Collection of payments linked to the sale of a virtual object – even an unique non-fungible token – or to collect a donation is made easier through a peer-to-peer collection in national currency. Split payments for tax and commissions is far simplier with embedded business logic in merchant wallets
Cash (to Digital) Collections
Improve traceability and auditability of cash collections by linking physical collections to agents and to trace the funds collected through to final beneficiary. Allow for parallel real-time credit to a merchant account with settlement in the back-ground.